Tip #4,497 Check the value of your homeowners insurance every few years, as the value of your home may have increased or decreased, so that your insurance no longer matches. Home & Garden insurance + safety + Helpful... Share Share Tweet Send
Tip #3,930 If in a car accident, take some pictures of the scene and the weather conditions with your camera phone. If you do not own a camera phone, keep a disposable phone in your glove box. Home & Garden insurance + safety + car + Helpful... Share Share Tweet Send
Tip #5,690 Store pictures of your valuables in a safety deposit box or digitally in a cloud-based application. You will want them in case of needing to file insurance claims. Home & Garden insurance + safety + Helpful... Share Share Tweet Send
Tip #5,337 Check your elderly parent's medical insurance to ensure they are not paying for services they do not need such as foreign medical services. Wellness insurance + savings + family + Helpful... Share Share Tweet Send
Tip #4,750 Another reason to quit smoking is that it can drastically increase your insurance premiums. Wellness insurance + health + savings + Helpful... Share Share Tweet Send
Tip #5,087 • 3 people found helpful Consider your options before buying insurance that includes an investing aspect. You can usually do better by investing on your own and purchasing less expensive term insurance. Money insurance + investing + finance + Helpful... Share Share Tweet Send
Tip #4,743 • 8 people found helpful If you have an old car, consider dropping collision insurance. It often doesn't make sense if your car isn't worth much. Money insurance + car + savings + Helpful... Share Share Tweet Send
Tip #5,198 • 8 people found helpful Before renting a car check to see what coverage is included with your regular car insurance so you know if you should purchase additional rental car insurance. Travel insurance + car + savings + Helpful... Share Share Tweet Send
Tip #4,742 • 8 people found helpful Review your insurance policies for duplications. For instance, if you have health insurance, you might not need personal injury protection with your car insurance. Money insurance + health + car + savings + Helpful... Share Share Tweet Send
Tip #4,542 • 6 people found helpful Life insurance is meant to mainly replace lost income. Keep this in mind when deciding on a policy. Money insurance + Helpful... Share Share Tweet Send
Tip #4,751 • 10 people found helpful If you're a pet lover, consider obtaining health insurance for your pets to help defray vet bills. Pets insurance + veterinary + Helpful... Share Share Tweet Send
Tip #4,447 • 12 people found helpful If your employer doesn't provide disability insurance, consider looking into it for yourself. It will provide income if you are injured and cannot work. Money insurance + employment + finance + Helpful... Share Share Tweet Send
Tip #4,746 • 9 people found helpful Read the fine print before signing up for cell phone insurance. Often there are numerous limitations. Tech cell phone + insurance + Helpful... Share Share Tweet Send
Tip #4,380 • 10 people found helpful Take the time to check the coverage and pricing on your auto insurance every 6-12. Often you will find that you could save money by adjusting your policy or switching companies. Money insurance + car + savings + Helpful... Share Share Tweet Send
Tip #3,868 • 14 people found helpful Make copies of receipts for any household items you purchase that are over $100. If you need to make an insurance claim you will have information on the age and price of what has been lost. Money insurance + safety + Helpful... Share Share Tweet Send
Tip #3,777 • 13 people found helpful You may be able to have a lower insurance premium if your home is located close to a fire station or emergency services. Check with your insurance agent. Money insurance + savings + Helpful... Share Share Tweet Send
Tip #3,642 • 13 people found helpful If your employer does not offer disability insurance, talk with someone in leadership about why not. You are much more likely to be disabled than to die while of working age and disability insurance can make a huge difference. Do what you can to get some. Money insurance + safety + employment + career + Helpful... Share Share Tweet Send
Tip #3,095 • 11 people found helpful When shopping for car insurance be sure to ask about discounts. They are often available for multiple cars, combining with homeowners or rental insurance, senior citizens, etc. Money insurance + savings + deals + Helpful... Share Share Tweet Send
Tip #2,523 • 15 people found helpful When purchasing insurance be sure to look at the coverage offered and the deductible and think about it in relation to your current life situation. Money insurance + Helpful... Share Share Tweet Send
Tip #1,684 • 14 people found helpful Buy insurance to protect from uncertainty, not to invest your money. Study which risks you will most likely need protection against. Money insurance + savings + investing + Helpful... Share Share Tweet Send
