Tip #7,174 • 2 people found helpful • 1 List At a minimum contribute enough to your 401k to receive the employer match. Don’t pass up that free money! Money work + money + career + retirement + finance + Helpful... Share Share Tweet Send
Tip #7,175 • 2 people found helpful • 1 List When you get a pay increase use it to increase your retirement contributions or emergency savings. So if you get an extra $50 per paycheck, then start putting $50 more into savings. Money money + savings + retirement + finance + Helpful... Share Share Tweet Send
Tip #6,208 Always invest in your company's 401k plan. If they match up to a certain amount, that it is like a raise or free money that is also tax free. The future you will thank you. Money employment + savings + investing + retirement + Helpful... Share Share Tweet Send
Tip #6,441 You can have a Roth IRA contribution counted for the previous year up to the date that you submit your taxes. Money taxes + savings + investing + retirement + finance + Helpful... Share Share Tweet Send
Tip #5,910 • 4 people found helpful When retired, revisit activities you enjoyed in your youth. Audition for the community theatre, join a community center athletic team, or take an art class at the community college. Recreation hobbies + retirement + Helpful... Share Share Tweet Send
Tip #4,333 • 11 people found helpful Review your 401k investment returns at least once a year. Look at how well they are performing against common benchmarks like the Dow or NASDAQ and decide if you should make some adjustments. Money savings + investing + retirement + finance + Helpful... Share Share Tweet Send
Tip #4,102 • 14 people found helpful When receiving a raise or bonus at work, have at least half of the amount go into retirement savings. Money budget + savings + career + retirement + Helpful... Share Share Tweet Send
Tip #3,956 • 16 people found helpful • 1 List When running a small business, consider offering a retirement plan that will help you and your employees save for retirement goals. Take time to learn about the different options available. This is also a wonderful way to help retain good employees. Money entrepreneur + savings + retirement + Helpful... Share Share Tweet Send
Tip #2,828 • 16 people found helpful When investing, be sure to read the fine print. Some institutions have fees for inactivity as well as for a number of different actions. Know how to keep from incurring extra fees. Money savings + investing + retirement + Helpful... Share Share Tweet Send
Tip #2,635 • 16 people found helpful Use online retirement calculators to help determine how much money you need to be saving. Some sites with such calculators include fidelity.com, schwab.com, and thrivent.com. Money budget + savings + investing + retirement + finance + Helpful... Share Share Tweet Send
Tip #1,711 • 15 people found helpful Use a credit card with a cash back feature to help save for retirement or give yourself an extra treat. Money savings + credit cards + retirement + Helpful... Share Share Tweet Send
Tip #567 • 12 people found helpful Make sure you have adequate retirement savings before saving for your child's college education. Most experts recommend contributing 15-20% of your gross annual salary for retirement. Money kids + savings + retirement + college + finance + Helpful... Share Share Tweet Send
Tip #1,709 • 11 people found helpful As soon as your child has a job, help them open an IRA. It's never too soon to start saving for retirement. Money kids + investing + retirement + finance + Helpful... Share Share Tweet Send
Tip #905 • 11 people found helpful Always invest in your company 401K. They will often match your contribution (free money!) and you can never start saving for retirement too soon. Money savings + investing + retirement + finance + Helpful... Share Share Tweet Send